1. We confirm that the information given herein by me is true and correct. I understand & must provide written notice to Malakat Pay Sdn Bhd on any change of information as bound by this application. I/ We further agree that Malakat Pay reserves its rights not to accept this change without providing any reason and may lead to termination of the Merchant Agreements


2. I/ We understand that Malakat Pay may decline this application without giving any reason or whatsoever


3. I/ We have read, understand & be bound to all clauses stated in the Merchant Agreement and acknowledge that these clauses may be modified by Malakat Pay from time to time. I shall always keep myself updated on any modified clauses by visiting Malakat Pay's website


4. I/ We agree to accept the Fee, Rate & Service Charge that have been offered by Malakat Pay as per contract attached and Malakat Pay reserves its rights to change the said Fee, Rate and Service Charge by giving one 30 days written notice.


5. I/ We agree to responsible fully for any disputed amount received


6. I/ We confirm & agree not to make any change and/or new add in Product(s) sold/ Service(s) offered online on my/our website and/or URL/domain that is different from this application. In the event of change and/or new Product(s) Sold/ Service(s) offered online and/or URL/Domain, I/ We must give thirty (30) days prior written notice to Malakat Pay Sdn Bhd and understand this request shall be deemed as a new application. Malakat Pay shall at its sole discretion to reject or accept this new application by revising the Fees, Rates, Service Charges, Terms and Conditions offered herein


7. I/ We acknowledge and covenant that I/ We shall not deal directly with the Bank and/or Card Brand Associations


8. I/ We represent that:
   • I/We have complied in all materials respect with the Personal Data Protection Act ("PDPA 2010");
   • I/We have not received any notice (including, without limitation, any enforcement notice, de-registration notice or transfer prohibition notice), letter, complaint, or allegation from the Personal Data Protection Commissioner of Malaysia, alleging any branch or non-compliance by it of the PDPA 2010 or prohibiting the transfer of data to a place outside Malaysia
   • I/We have not received any claim for compensation from any person in respect of its business under PDPA 2010 and industry standards in respect of inaccuracy, loss, unauthorized destruction or disclosure of data, in the past three (3) years and there is no outstanding order against me/us in respect of the rectification of erasure of data; and
   • No warrant has been issued, authorizing the Personal Data Protection Commissioner of Malaysia or any of its (officers, employees or agents) to enter any of the possession of me/us for the purpose of, inter alia, searching them or seizing any documents or other material found there


9. I/ We agrees that Malakat Pay and its related companies may forward now and at any future time the data of the Sponsored Merchant's business entity, authorized signatories, directors, partners, owners, and key personnel of the company/business to credit bureaus that may include (but limited to) Central Credit Reference Information System (CCRIS) , Credit Tip Off Service (CTOS), RAM Credit Information (RAMCI), and Credit Bureau Malaysia (CBM) for credit checks and credit listing that may include trade reference listing for purposes such as opening of account; credit/account review, credit/account monitoring, debt recovery purposes; legal actions feed; scoring solutions; legal documentation and/or action consented to a contract of facility granted. Malakat Pay Sdn Bhd and its related companies may also discloses any information including the conduct of the business account including its authorized signatories, directors, partners, owners, and key personnel of the company/business to credit bureaus at any time


10. I/ We agree to accept all terms and Conditions that accompany the usage of Malakat Pay's Service(s). These Terms and Conditions are subjected to be revised by Malakat Pay and I will be notified in a manner as Malakat Pay deems appropriate